There is very wide definition of financial planning. First of all you have to know who the audience or client is. Is it an individual or family, or a business or a large organization? Financial planning for individuals and family generally covers: Understanding your financial goals, Planning for life stages, […]
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How your travel trip is covered ? In event of travel-related accidents, losses or interruption happens, here are the elements of your travel insurance to recover the loss arising from : Type Covered Elements Description Travel Insurance Policy Personal accident cover for death and total permanent disablement Medical and related […]
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Types of Property Insurance Contracts Property policies are in general being classified into 3 major types. Type Features Usage Basic Fire This policy provides the entry level coverage : Loss or damage to building due to fire, lightning or explosion caused by gas used for domestic use Most basic cover […]
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Types of Motor Insurance Contracts Motor policies are in general being classified into 3 major types. Type Features Usage Comprehensive Cover This policy provides the widest coverage, i.e. it covers : bodily injuries or death caused to other persons(known as 3rd party) third party property loss or damage and loss […]
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How your earning capacity is covered ? From a risk planning perspective, a sound and solid financial plan starts by planning for the unforeseen yet uncontrollable events in the following areas : Sudden death Temporary or permanent disablement Suffer from serious illness Medical/surgical treatment in the healthcare/hospital Meeting with an […]
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As the crime rate continue to raise, vehicle thefts have also become so common that most car owner are concern of. So what you should know about motor insurance and making a claim when your vehicle is stolen. For most of us, we bought our vehicle with our hard-earned […]
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Investment-Linked policy (ILP) – a hot selling product of most life insurance company, it is also most policy holders favorite choice. Most likely when you are approached by an insurance agent, you are presented with ILP. Do you still remember why you got yourself an ILP? Do you understand the risks you are taking all […]
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There is a saying, “You rather have insurance when you don’t need it, than when you need it and you do not have it.” There is no surprise there are bound to be people who disbelieve. After all, formal education trains us to be logical and not emotional. It is until […]
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