Travel Insurance Explained

Travel insurance explained |

How your travel trip is covered ?

In event of travel-related accidents, losses or interruption happens, here are the elements of your travel insurance to recover the loss arising from :

Type Covered Elements Description
Travel Insurance Policy Personal accident
  • cover for death and total permanent disablement
Medical and related expenses
  • cover for hospitalization or outpatient medical
    expenses, as well as daily allowances
Loss of baggage, personal effects, money
  • cover accidental loss or damage to your baggage, clothing, personal effects or money, caused by the flight carrier
Loss & replacement of travel documents
  • reimburse additional hotel, travel and other expenses incurred while obtaining the replacement of a lost passport, visa
Misplaced, delay of luggage
  • reimbursed for expenses incurred to purchase essential items of clothing or personal effects if your baggage is lost or misplaced for at least 12 hours from the time of arrival at destination
Trip cancellation, travel delay
  • paid you a sum of money if your flight or
    voyage is delayed for more than 12 hours
Loss of travel deposit due to curtainment or journey cancellation
  • reimburse incurred travel or accommodation expenses loss due to cancellation or curtailment of the journey.
Personal liability
  • cover your legal liability should you cause accidental bodily injury to or damage to the property of a third party
Emergency Medical evacuation
  • assist to evacuate the medically ill insured to
    nearest medical facility for treatment
Repatriation of body remains
  • reimburse the cost to insured legal representative to bring the body remains back home

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