How your travel trip is covered ? In event of travel-related accidents, losses or interruption happens, here are the elements of your travel insurance to recover the loss arising from : Type Covered Elements Description Travel Insurance Policy Personal accident cover for death and total permanent disablement Medical and related […]
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Types of Property Insurance Contracts Property policies are in general being classified into 3 major types. Type Features Usage Basic Fire This policy provides the entry level coverage : Loss or damage to building due to fire, lightning or explosion caused by gas used for domestic use Most basic cover […]
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Types of Motor Insurance Contracts Motor policies are in general being classified into 3 major types. Type Features Usage Comprehensive Cover This policy provides the widest coverage, i.e. it covers : bodily injuries or death caused to other persons(known as 3rd party) third party property loss or damage and loss […]
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How your earning capacity is covered ? From a risk planning perspective, a sound and solid financial plan starts by planning for the unforeseen yet uncontrollable events in the following areas : Sudden death Temporary or permanent disablement Suffer from serious illness Medical/surgical treatment in the healthcare/hospital Meeting with an […]
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Forming your new spending habit – Solidify your cash flow If you are a running your business, obviously you won’t let your business go bankrupt by making poor decisions, spending more than you earn. Likewise in managing your personal cash flow, be proactive to solidify your wealth to ensure strong […]
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Debit Cards have become one of the common tool for us to make payment nowadays. Today, we’re going to shed some light on some locations where you should be extra cautious when you use your debit card. No. 1 Target : Outdoor ATMs Outdoor ATMs are among one of the […]
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One of our common goals is to retire comfortably…while we chasing and dream of that,how much is enough? What is the preparation we must aware of? and will we really can enjoy our retirement or retired for enjoyment thereafter? First of all the big thing HEALTH! Because of the […]
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Today we turn to topic of “How to invest precious metals” i.e. Gold, Silver and Platinum. In general, there are 5 ways for a investor to buy or sell the precious metals. 1) Buy physical precious metals Invest in physical items like gold, silver or platinum bars or coins. At […]
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Platinum, with chemical name of Pt is a rare metal, whitish in colour, long wearing, highly polish and usually is associated in jewelry as the combination of diamond and platinum rings, necklaces, pendants. When one is asked : Diamond vs Platinum, which one is more expensive ? Many will vote […]
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Besides Gold, Silver is favourite among many collectors. Chemically, Silver symbol is Ag, while Gold is Au. Both of these precious metals share similiar electronic structures, they are electrical conductor, non-corrosive and easily formed. Unlike Gold , one key characteristic of Silver is that it perish and become irreplaceable during […]
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