We decided to share this… Along with the satisfaction and joy that come with each milestones, there is a COST to pay. The right preparation will leave you better off while lack of planning might have even abandon your goals. There is a wise saying – people never plan to […]
Want to Get Credit Cards? Wait!!! Is credit card a necessity, a luxury, or merely a tool? How do you decide if you should have one? Or more? And which ones? Let's have a brief overview of the Merits and Demerits of owning a credit card, and then the ultimate list of credit card [...] Read more
In today challenging environment, where many are busy climbing the career ladder while some are struggling supporting themselves due to the high cost of living. It is very common nowadays where couple getting married at a later age and only having children in their mid-30s. Usually having children becomes less [...] Read more
“Education is the birth right of every child and it is the key to the character building of a noble person ” A well-known proverb goes,”Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime.” There […]
Ever heard of Time Value of Money? Do you know the impact of inflation on your monetary value? The simple rule of calculating your monetary worth in the years to come is to divide 72 by the annual inflation rate estimated. That will be the estimated number of years it [...] Read more
It comes as no surprise that after awhile of staying under employment or in business, you started thinking about stocks, unit trusts, Forex, money markets, properties, commodities trading or mutual funds. Why? Simple. Money is never enough. But how much do you know about investments to guarantee yourself that you [...] Read more
Do you know what investment really is? To many with minimal finance knowledge, investment means making the most money with the least money (capital) in hand in the shortest time possible. There's nothing wrong with that. In fact, it is ideal and probably the best proposal ever! But is it [...] Read more
In financial planning, personal financial balance sheet is a tool to assess your financial health. Here's how you can check your Actual Net Worth. Let's be honest about this, it is definitely not easy to figure out all your assets and liabilities! You might not even know what you have! [...] Read more
Let’s talk about your wealth status today. First of all please do understand that the basis of this calculation takes into consideration a person’s age and current annual income. Therefore this calculation of your wealth status works regardless of the huge or small paycheck you are earning, consistent with what […]