For many working employees, it is mandatory for you to contribute a portion of your monthly income to a statutory savings provident fund call Employee Provident Fund (EPF). At the time of writing, the employee portion (you) will require to contribute 11% of your monthly income […]
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If you are currently renting a house and you like the surrounding environment, the facilities, the location but cannot afford to buy the property, then this could be a strategy you can consider.Build a good rapport with the landlord, of course, you need to be a good pay master, pay […]
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After seeing the power of leverage of credit card, let’s turn our attention to a conventional lending mechanism, the bank as financial institution. Ironically, a normal person will put our hard earning money, savings in the bank which in return for a small amount of interest gain. And, we then […]
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After understanding the purpose why typically Asian in general and Malaysian in specific likes to invest in properties, we have researched and compiled some commonly used strategies how a property investor investing WITHOUT taking out a single sen from their pocket through the ZERO DOWN investment method. What, Investing using […]
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A typical person normally have different investment vehicles, be it the more commonly understood share markets / mutual funds related , precious metals like gold, silver to favourite of many – property. There have been many advocates and reasons as to why property investment is favoured. Many successful business people […]
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MILESTONE 10: HURRAY! RETIRING RECOMMENDED FINANCIAL MOVES: So after all the planning, investing & making all the recommended financial moves towards 10 lives major milestones and we should be able to enjoy our retirement. As we always said, either we enjoyed the retirement or retired from enjoyment. The only concern […]
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MILESTONE 9: PREPARING FOR RETIREMENT With people living longer, marrying and having children later and not saving enough, facing retirement is a challenge. While there is growing awareness about the need to plan, less than 5% are prepared for retirement and fail to take into consideration inflation rates and rising […]
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MILESTONE 8: SURVIVING A MID-LIFE CRISIS A midlife crisis is experienced between the ages of 40 and 60. It was first identified by the psychologist Carl Jung and is a normal part of the maturing process. Most people will experience some form of emotional transition during that time of life. […]
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MILESTONE 7: STARTING A BUSINESS Many people are driven by satisfaction of being their own boss and many may dream to start their own business. The road to entrepreneurship is not easy and varied. According to Franchise Malaysia’s website, a franchise such as Secret Recipe’s will cost about RM 420,000 […]
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MILESTONE 6: FINANCING YOUR CHILDREN’S HIGHER EDUCATION A well-known proverb goes,” Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime.” There can be no greater gift than leaving your kids with the best university education […]
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