MILESTONE 5: CARING FOR YOUR AGING PARENTS Many of us who are in our 30’s, 40’s are live as Sandwich Generation. While we need to take care the financial need of ourselves, we need to fend for the children, and not forgetting taking care of our aging parents… How to […]
MILESTONE 4: HAVING A BABY HAVING a baby is the happiest experience you're ever likely to enjoy - but it's also likely to be the biggest responsibility it can be daunting for many, especially when looking at the raising costs to raise a baby and then paying for their tertiary education. [...] Read more
MILESTONE 3: BUYING YOUR FIRST HOME MORTGAGE INSURANCE: Unnecessary cost? Some additional information: Buying a house is probably the largest investment you will ever make in your life. Mortgage insurance may seem to be an unnecessary cost to many home buyers. However many home buyers just simply ignore how this little cost can […]
MILESTONE 3: BUYING YOUR FIRST HOME We understand that buying a house is one of the most important financial decisions that you will make in your lifetime. Even those who choose to live with family are likely to invest in property. According to the Malaysia House Price Index, in 2010, the […]
MILESTONE 2: GETTING MARRIED The wedding is the most expensive yet is the most enjoyable event….The total cost is very much depends on the type of wedding and your willingness to spend on the memorable special day. It include clothing for the couple, flowers, décor, printing, photography and rental of the ceremony […]
We decided to share this… Along with the satisfaction and joy that come with each milestones, there is a COST to pay. The right preparation will leave you better off while lack of planning might have even abandon your goals. There is a wise saying – people never plan to […]
Want to Get Credit Cards? Wait!!! Is credit card a necessity, a luxury, or merely a tool? How do you decide if you should have one? Or more? And which ones? Let's have a brief overview of the Merits and Demerits of owning a credit card, and then the ultimate list of credit card [...] Read more
In today challenging environment, where many are busy climbing the career ladder while some are struggling supporting themselves due to the high cost of living. It is very common nowadays where couple getting married at a later age and only having children in their mid-30s. Usually having children becomes less [...] Read more
“Education is the birth right of every child and it is the key to the character building of a noble person ” A well-known proverb goes,”Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime.” There […]
Ever heard of Time Value of Money? Do you know the impact of inflation on your monetary value? The simple rule of calculating your monetary worth in the years to come is to divide 72 by the annual inflation rate estimated. That will be the estimated number of years it [...] Read more